Dr. Musimuni Dowelani, CFA, is the Head of Department at the University of Johannesburg's Department of Finance and Investment Management (DFIM), located in the College of Business and Economics. She is a Trustee of the UJ pension fund Board, as well as an Deputy Chair of Investment Committee (UJ Pension Fund). She has worked as an Equity Analyst and an academic in several prestigious South African universities, including the University of Pretoria. She a Board Member of CFA Society in South Africa, additionally she is actively involved in volunteer work with the CFA Institute and the local society. Dr. Dowelani' s research, as demonstrated in her PhD and publications, focuses on the implementation of Fourth Industrial Revolution (4IR) solutions in the asset management industry. She is concentrating on retirement planning among Black business owners in South Africa. Part of her research in this field received funding from INSETA. Her goal is to develop technologically based solutions that empower and optimize the financial future of this demographic. In addition, Dr Dowelani is a Member of International Conference in Financial Services (ICFS) - Scientific Member. The ICFF is hosted the UNISA's Department of Finance and Risk Management and Banking.